Requesting a Repayment Deadline

If you're asked to repay an amount owed to CAF (due to an overpayment for example) and can't repay it all at once, you can request to spread this repayment over several months. CAF usually accepts this type of request if justified by your financial situation.

This page explains how to draft this request, what information to provide, and offers a ready-to-use letter template, plus a tool to automatically generate your personalized letter.

When should you write this letter?

• You received a repayment request you can't pay all at once;
• Your current financial situation is difficult;
• You want to propose a monthly amount that suits your means;
• You need to explain your specific circumstances;
• The repayment deadline is approaching and full payment isn't possible.

In all these cases, a written deadline request remains an effective way to avoid any forced action.

Required information to include

• Your first and last name and beneficiary number;
• The amount owed and notice reference;
• The proposed monthly repayment amount;
• A brief explanation of your financial situation;
• Supporting documents (bank statement, proof of income).

The more realistic and justified your request, the greater the chance of it being accepted.

Official letter template

Important note: the letter sent to CAF must be written in French, as it is a French administration. Below is a template you can use as a basis.

[First name LAST NAME]
[Full address]
[Beneficiary number]

CAF of [Department]
[CAF address]

Written in [City], on [Date]

Subject: Request for repayment deadline

Dear Sir/Madam,

I am requesting a repayment plan of [amount] euros over [number] monthly installments.

[...]

→ The complete letter, tailored precisely to your situation and ready to send, is generated automatically in 3 minutes using the tool above.

Frequently Asked Questions

Can I request a deadline online?

Yes, often through your personal space, but a detailed letter remains useful to explain your situation.

What is the maximum period for installments?

It varies depending on the amount and your situation, and can extend to several months or more for larger amounts.

What happens if I don't respect the schedule?

CAF may resume full recovery proceedings, so it's preferable to honor the agreed commitment.

Can I request a full exemption instead of a deadline?

Yes, you can request a remise gracieuse (full or partial exemption) in cases of severe financial hardship.

Does installment payment stop deductions from my current benefits?

Partial deductions may continue depending on the agreement; it's advisable to clarify this in your request.